Sending money to PHD Togo can occasionally prove to be a challenging and time consuming affair, due to currency exchanges and Togo’s isolation from the rest of the world. We therefore thank you for your tolerance and patience in sending a donation to our project. Below, we have listed four options of sending money to Togo; each with their advantages and disadvantages. Please read the following information in order to choose the option that will best suit you.

Lastly, whatever the option that you choose, please notify PDH of your donation so that we may convey our thanks to you. A tax receipt will then be sent to you each time you make a payment.


1. Western Union

  
Delivery Period:     less than 24 hours
  Clearance Delay:    Nil
  Cost to Donator:     Low
  Commission:  Around 10 %

This is the fastest and least time-consuming method of sending your donation to Togo. Best of all, this method offers the great exchange rates (direct currency conversions to the Togolese CFA) and can be done via the internet site of Western Union.

Website: http://www.westernunion.com

To do so, either visit a Western Union branch in person, or visit the above website. To transfer online you will need to register, and then debit your credit card. Be sure to make the funds payable to the Director of PDH, Antoine Dzakas. Note that you will be asked to think of a question to which you must send the answer to Antoine via email. Be sure to tell him how much CFA he will receive, and your own contact information so that the appropriate thanks may be forwarded your way.

Payable to: Antoine Dzakas
Email: centre_social@yahoo.fr


2. Sending a bank cheque by post

  
  
Delivery Period:     1-2 weeks
  Clearance Delay:    4-6 weeks
  Cost to Donator:     Low
  BTD Bank commission:  8 %

This is the cheapest and least time-consuming method of sending your donation to Togo. On the other hand, the cheque will take around 2 weeks to arrive by post in Togo and then a further 4-6 weeks to clear. Lastly, the Banque Togolaise de Développement (BTD) will then deduct approximately 8 percent in commission to convert the cheque to the local Togolese currency; CFA – a completely unavoidable situation. That said however, this method will best suit those wishing to send a small donation.

To do so, purchase a bank cheque (ie. not a personal cheque drawn against your own account) from your local bank, in your local currency. When sending this in the post to Togo, be sure to include your name and both your postal and email address so that we may convey our thanks to you. A tax receipt will then be sent to you each time you make a payment. Our details are:

Cheques payable to: Centre Social PDH
Our address: B.P. 20832 Lomé, Togo, Africa

3. Sending a draft by post

  
  
Delivery Period:     1-2 weeks
  Clearance Delay:    4-6 weeks
  Cost to Donator:     Medium to high
  BTD Bank commission:  8 %

PDH discourages this option as we are not aware of any bank that issues international drafts in CFA, the local currency of Togo. Donators would therefore be obliged to purchase drafts in another currency such as $US or EUROS and this can be quiet expensive, depending on your bank. On top of this, the draft will take around 2 weeks to arrive by post in Togo and then a further 4-6 weeks to clear. Lastly, the Banque Togolaise de Développement (BTD) will then deduct approximately 8 percent in commission to convert the cheque to the local Togolese currency; CFA. The disadvantages clearly outweigh the advantages when considering this method.

4. Telegraphic Transfer

  
  
Delivery Period:     1-5 days
  Clearance Delay:    Nil
  Cost to Donator:     Medium to high
  BTD Bank commission:  8 %

Clearly the fastest and most reliable way of getting your money to PDH, albeit the most expensive, therefore advised only for those wishing to send large donations. Donators are advised to use Western Union as this is the cheapest and least time-consuming method of sending your donation to Togo. Best of all, Western Union offers great exchange rates (direct currency conversions to the Togolese CFA) and can be done via the internet site of Western Union. If wishing to do so via Western Union, please read the information at the top of this page.

That said however, if you still prefer to send a telegraphic transfer via your own bank, know that we are not aware of any bank that issues international transfers in CFA, the local currency of Togo. This then results in a currency transfer made in US dollars or Euros, where The Banque Togolaise de Développement (BTD) deducts approximately 8 percent in commission to convert your funds to the local Togolese currency; CFA – an unfortunate situation only avoided by sending funds in CFA directly to the Project Manager via Western Union.

If choosing to send funds via your own bank, remember that most banks offer discounts to their own customers for this service. Be sure to ask about any hidden third-party charges incurred by intermediary banks that will “relay” your money to Togo. If choosing this method, be sure to notify PDH of your donation by email so that we may convey our thanks to you. A tax receipt will then be sent to you each time you make a payment. Here are our banking details:

Bank : Banque Togolaise de Développement (BTD)
B.P. 65 Lomé, Togo, West Africa
Tel : 00228 221 36 41
Account name : Centre Social PDH
Account number : 400002571D
SWIFT code: BTDETGTGXXX

 

 

5. Transfer to "Friend of Togo" (UK only)

  
  
Delivery Period:     1 day
  Clearance Delay:    (sent monthly)
  Cost to Donator:     Nil
  BTD Bank commission:  8 %

This option is only available for residents of the United Kingdom. Our donators who choose this method may avoid the expensive bank fees incurred when sending money overseas by sending a cheque or transfer to the following accounts. These accounts are managed on an entirely voluntary basis by our volunteers who send us 100% of the funds on a monthly basis.

Donators choosing this method are requested to notify the account manager by email so that PDH may express its gratitude to you. A tax receipt will then be sent to you each time you make a payment.

Residents of the United Kingdom

Cheques payable to:
UK friends of Togo

Bank: Lloyds TSB, High street, Southampton, England
Sort code: 30 – 97 – 80
A/c name: UK Friends of Togo
A/c no: 2471598

Account Manager: Robert Blunden
Address: 11 Gloucester Square, Southampton SO142GH, UK.
Email: robert@blunden75.freeserve.co.uk